Terms and Conditions
FOHMA reserves the right to change or modify these Terms of Use or any policy or guideline of the Site, at any time and in its sole discretion. Any changes or modification will be effective immediately upon posting of the revisions to the Site. Please review these terms and conditions periodically and check the version date for changes. All changes made will be effective immediately or as per offer /announcement for online user / customer.
All copyrighted and copyrightable materials on this Site, including, without limitation, the design, text, search results, graphics, images, pictures, sound files and other files, and the selection and arrangement and compilation of information (“Materials”) thereof are proprietary property of FOHMA and are protected by copyright laws. You are granted a limited, right to access this Site, use the Services and print the Materials for your personal, non-commercial, and informational use only.
You are not authorised to – publish, publicly perform or display, or distribute to any third party any Materials, including reproduction on any computer network or broadcast or publications media; market, sell or make commercial use of the Site or any Materials; systematically collect and use of any data or content including the use of any data gathering, mining or extraction methods; make derivative uses of the Site or the Materials; or use, frame or utilize framing techniques to enclose any portion of this Site (including the images found at this Site or any text or the layout/design of any page or form contained on a page).